You’re probably already pretty impressed by what your smartphone can do, but have you considered leveraging it as a tool to supercharge your savings, eliminate debt, and build wealth? It’s all down to the apps you can install, and there’s an increasing range to help you manage your finances effectively – all at the tip of your fingers.

Track your spending and budget effectively.

Most people approach the dreaded ‘b’ word – budgeting – with apprehension, but getting your spending under control is fundamental to any wealth creation plan. For starters, you’ll want to know where every dollar is going. Several apps take much of the drudgery out of tracking each expense while also helping you to take control of your money. This includes separating your ‘wants’ from your ‘needs’, further categorising expenses, and setting spending limits for each category.

Enter our Client Portal, designed to make budgeting simple and even enjoyable. It tracks your spending automatically, categorises transactions, and provides insights into your financial habits. You can even set savings goals, create a debt repayment plan, and monitor your progress in real-time. The Client Portal plays an important role in helping our clients who are in our Budget Bootcamp meet their goals as efficiently as possible and assists them in tackling each step of our bootcamp.

Read About Our Bootcamp Here

Boosting savings and eliminating debt.

Remember the satisfaction of dropping spare change into a piggy bank? With electronic transactions dominating our spending habits, loose change has become a rare sight. But fear not, Savings Booster apps are here to fill the gap (such as Raiz, Wisr, Commsecpocket)*. It automatically rounds up each purchase you make with a linked debit card to the nearest dollar and allocates the ‘spare change’ towards your savings or debt repayment goals. You can also set up regular contributions or make one-off additions to accelerate your progress.

Manage your investments wisely from building an emergency fund to investing for retirement, effective wealth management is crucial for financial security. Our Budget Bootcamp offers comprehensive tools to manage your finances such as syncing bank accounts and linking them to financial goals, our Debt Snowball Calculator, our Client Portal and much more!

We know that apps are mainstream when the tax office gets in on the act. The ‘ATO app’ includes the myDeductions tool to help you track expenses. Sole traders can also record income as well as deductions. Come tax time the data can be emailed to a tax agent or you can use your app to prefill your tax return before lodging it yourself.

Be Appy, this is just a brief sampling of the many mobile financial apps that are available. Many are free, but be aware of ‘in-app purchases’. In some cases, functionality may be limited unless you upgrade to a ‘premium’, paid option. Also remember that you may be sharing your financial information with a third party. Make sure you’re happy with the app provider’s privacy policy and security.

Then, when you’ve found the ideal electronic helpers for your financial needs, ‘app up’ and get your mobile phone building your wealth.

So why wait? Join our Budget Bootcamp, start saving, eliminate debt, and watch your wealth grow—all from the convenience of your mobile phone. Get ready to achieve your financial goals and take control of your future today!

Budget Bootcamp – Funded Futures Financial Services

*Please note that we are not recommending any of the above products, please read the product providers PDS and TMD to ensure the product is suitable for your personal circumstances.

If you have any questions or need further assistance, please contact us today. You can also browse our other blog posts for topics that may be of interest to you.

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