by admin | May 1, 2023 | Active, Budgeting, Business Planning, Debt, Economics, Family, Federal Budget, First Home, Housing, Index, Interest Rates, Investing, RBA
The fight against inflationary pressures is a journey that central banks have been on for over a year1. The Reserve Bank of New Zealand was the first to move in October 2021, followed by the US Federal Reserve and the Bank of Canada in March 20221. Australia’s Reserve...
by admin | May 1, 2023 | Active, Budgeting, Debt, Economics, First Home, Housing, Index, Interest Rates, Investing, RBA
According to Morningstar Equity Research, Australian banks are well capitalised, profitable, and highly regulated. They are generally undervalued and set to benefit from higher rates1. Low rates underpinned strong credit growth in recent years, with total system loans...
by admin | Apr 3, 2023 | Active, Budgeting, Business Planning, Debt, Economics, Federal Budget, Housing, Interest Rates, Investing, RBA, Retirement, Superannuation, Tax
In the haste to get to the next bull leg, financial markets sometimes can ignore the obvious. As central banks near the end of their respective policy tightening, the focus has already turned to the start of the next easing. Investors and their advisers can...
by admin | Mar 2, 2023 | Economics, Family, Housing, Investing, Retirement, Superannuation, Tax
After a bit of speculation, we are finally at the point where we know what Treasurer Jim Chalmers Super tax will look like (if it gets passed). That is, moving the Superannuation (accumulation phase) tax system away from a flat tax system, and instead add a second tax...
by admin | Jan 31, 2023 | Budgeting, Debt, Economics, Family, Health Care, Housing, Lifestyle, Retirement, Superannuation
As record numbers of Australians transition into retirement, considering your cost of living and comparing it to your expected average annual retirement income is a crucial step in retirement planning. For many Australians transitioning into retirement, the increasing...
by admin | Dec 29, 2022 | Budgeting, Debt, Economics, Family, First Home, Housing, Interest Rates, Lifestyle
Inflation and interest rates are rapidly rising in Australia and around the world. This means higher cost of living, higher home loan repayments … and higher mortgage stress for homeowners. Research by Digital Finance Analytics (April 2022) found that 42.2% of...
Recent Comments