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May Review

Update on ChangesSuperannuation From July 1 2021, we are seeing an increase to the Contribution caps, with Concessional Contributions going from $25,000 to $27,500, this greatly improves the scope for salary sacrifice and TTR strategies, this coupled with the...

Personal Insurance Mini Series

Here is the complete series of our Personal Insurance Mini series where we cover over the four main types of personal insurance. First we have Life insurance, this covers you on your death or Terminal Illness when given 12 (or 24 months) left to live (as certified by...

Science Behind Life Insurance

The Science behind life insurance and why we don't think we need it. Deep down, most of us probably know that it’s a good investment in our future. But the truth is many people struggle to engage with life insurance enough to actually buy it, and for those that do,...

Make it Binding

Where does your superannuation balance go when you pass away? Well if you haven't made a Binding Nomination it might not go where you think it would.Inside your Superannuation you have two different sorts of nominations you can have on your account: Non-Binding or...

RBA keeps rates steady

The Reserve Bank of Australia (RBA) met yesterday the 6th of April 2021 to discuss the current economic climate and what to do with the cash rate.From the RBA meeting it came as no surprise that they decided to keep the cash rate at the historically low 10 basis...

Active or Passive fund management

It is a topic that divides the investment community, whether trust a team to pick the best companies to outperform the market, or just track the market and hope it grows.Just like asking people if they prefer apple or android, you will always get someone who is...

EFT or Managed Fund

EFTs and Managed Funds are basically the same thing, with how they are traded being the major difference.Somewhere along the lines people got these things confused. Alot of people seem to think that an ETF (exchange traded fund) is an Index fund (a fund that follows...

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