by admin | Sep 21, 2021 | Budgeting, Debt, Family, Lifestyle
The holidays are over and you’ve had a great time. The dreaded credit card statement has arrived and you wonder how you’re going to pay it off. Happy holiday memories vanish into thin air. Unfortunately, there are no magic ways to wipe out debts – it just takes...
by admin | Sep 8, 2021 | Budgeting, Family, Housing, Insurance, Investing, Lifestyle, Superannuation
Super in your 30’s It’s important to squeeze it in. If you are in your thirties, chances are life revolves around children and a mortgage. As much as we love our kids, the fact is they cost quite a lot. As for the mortgage, this is the age during which repayments are...
by admin | Aug 26, 2021 | Budgeting, Economics, Investing, Lifestyle, Superannuation
The order of when things happen can be your friend or your foe. If you’re a buy-and-hold investor with a long time horizon, it’s helpful not to focus too much on shorter-term total returns. Despite ups and downs from year to year, what really affects your results is...
by admin | Jul 29, 2021 | First Home, Housing, Investing, RBA
Veteran stock picker Hamish Douglas (of Magellan) sees no shortage of the risks including that covid-19 mutations could render current vaccines ineffective. The spread of the Delta variant from Australia’s most populous city to other states hasn’t worried the equity...
by admin | Jul 27, 2021 | Federal Budget, Investing, Superannuation, Tax
The Superannuation Co-contribution Scheme started in 2003/04 to encourage us to make personal contributions to superannuation. It was targeted at low to middle income earners and has been improved progressively since then. In 2018-19, more than 329,000 Australians...
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