by Harry Ashdown | Aug 9, 2023 | Budgeting, Debt, Economics, Family, Housing, Insurance, Interest Rates, Investing, Lifestyle, Retirement, Superannuation, Tax
If you’re like most individuals, you probably have certain financial goals in mind. You may wish to save for retirement, purchase a home, pay off debt, or explore the world. Whatever your objectives are, they will require strategy and discipline to achieve. But...
by Harry Ashdown | Aug 9, 2023 | Economics, Investing, Retirement, Superannuation
Are you aware that your employer is obligated to contribute 11% of your Ordinary Times Earnings (OTE) into your superannuation fund on your behalf? The Superannuation Guarantee (SG) is a required retirement savings program for Australian workers. Employers are...
by admin | Jul 27, 2023 | Lifestyle, Retirement, Superannuation, Tax
This tax year, it has come to my attention that we need a bit of a refresher on how the Australian Income Tax System works, the difference between deductions and credits, and why we are all sad to see LMITO go. Our Tax System is Progressive So, this is the first thing...
by admin | May 1, 2023 | Active, Budgeting, Business Planning, Debt, Economics, Family, Federal Budget, First Home, Housing, Index, Interest Rates, Investing, RBA
The fight against inflationary pressures is a journey that central banks have been on for over a year1. The Reserve Bank of New Zealand was the first to move in October 2021, followed by the US Federal Reserve and the Bank of Canada in March 20221. Australia’s Reserve...
by admin | Mar 2, 2023 | Economics, Family, Housing, Investing, Retirement, Superannuation, Tax
After a bit of speculation, we are finally at the point where we know what Treasurer Jim Chalmers Super tax will look like (if it gets passed). That is, moving the Superannuation (accumulation phase) tax system away from a flat tax system, and instead add a second tax...
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