by admin | Nov 30, 2022 | Family, Retirement, Scams, Superannuation, Tax
If you are aged over 50, male, highly educated, financially literate and manage your own super, beware. You’re at a higher risk of being the target (and victim) of organised investment fraud. This isn’t necessarily because your demographic is particularly gullible....
by admin | Nov 30, 2022 | Crypto, Economics, Family, Interest Rates, Investing, Lifestyle
The year is rapidly coming to an end. There will soon be a flurry of predictions in main and social media on what to watch out for in 2023. They are likely to encompass what to wear, for example, will tailoring be in, after two years of sloven dressing thanks to WFH?...
by admin | Nov 16, 2022 | Budgeting, Debt, Economics, Family, Lifestyle
Move over debit and credit cards; consumers are flocking to Buy Now Pay Later (BNPL) services. Afterpay, Zip Pay and several similar payment solutions allow shoppers to take home their goodies now while paying them off via a few weekly, fortnightly or monthly...
by admin | Nov 1, 2022 | Debt, Economics, Housing, Interest Rates, Investing
The equity you have in your home is simply the difference between the current market value of your home and the amount you still owe on your home loan. For example, if your home is worth $800,000 and your outstanding loan balance is $200,000, your equity is $600,000....
by admin | Nov 1, 2022 | Budgeting, Debt, Family, First Home, Housing, Interest Rates, Investing, Lifestyle
Once upon a time, banks would lend would-be home owners a sum of money based on repayments being less than 30% of the borrower’s gross income. As interest rates fell in the early 90s and competition from non-bank lenders flourished, home loan providers relaxed this...
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