Access advice to guide your steps
Discover new tips and strategies for managing your finances
Help to Buy or Super Home Buyer; What’s got your vote?
The Election on Saturday sees the LNP and ALP hungry for First Home Buyer votes Both policies are extremely different to each other and we will look at them in due course, but first I wanted to take the time to recap the policies that are currently available for...
Economic Update, April 2022
Outlook for Investment Markets The global economic outlook has become more difficult. Inflation has proved to be a bigger problem than expected, and financial markets are now more concerned that central banks, in their efforts to bring inflation down, may raise...
Inflation leaves the RBA no choice (maybe)
Philip Lowe has managed to put off raising rates as he waits for wage inflation to start to occur which originally he pointed to the end of 2022 at the earliest, and was originally saying inflation was transitory in nature. However as Australia comes off the back of a...
Economic Update March 2022
The Fed has made a move, increasing the US cash rate by 25 basis points with another 6 rate rises planned for the year. Philip Lowe of the RBA is maintaining his “prepared to be patient” rhetoric, however that hasn’t stopped the 90day rate doubling in the past 3...
Work Test and Estate Planning
One of the legislation changes (read about them all by clicking here) is a change to the work test, which bumps out the ability to make Non-Concessional Contributions up to age 74 without having to work. This opens up a great strategy to mitigate the potential super...
Different assets create different outcomes
A Will is a key document in your estate plan, but it’s not just a case of recording who gets what. Different assets may require different management. The executor of your estate is appointed in your Will and becomes the manager of your assets. The executor’s job is to...
Which Is The More Precious..?
It’s the middle of the night and you’re jolted awake by extreme pain in your chest. You feel like the life is being crushed out of you and immediately realise you’re having a heart attack. Your partner frantically calls 000 and as you lay clutching your chest waiting...
Equities Update – Feb 2022
Both bonds and equities have lost ground for the year to date. Bonds have weakened in a world of unexpectedly high inflation, which has prompted central banks to start raising interest rates. Equities have suffered as monetary policy looks to tighten more than...
Feb 2022 Legislation Update
First change we have is the Removal of the work test for NCCs and Salary Sacrifice. This means that clients aged between 67 and 74 will no longer have to meet the work test to make Non-Concessional Contributions (including using the bring forward rule, where all...
The Tax Effect On Deceased Estates
Although death duties were abolished in Australia many years ago, a number of tax issues remain which must be handled effectively by legal personal representatives (LPR) such as the administrators and executors of deceased estates. Benjamin Franklin once famously said...
General Advice Warning: The information and advice contained on this webpage and website has been prepared for general information purposes only and does not take into account your personal objectives, financial situation or needs. It is not intended to provide commercial, financial, investment, accounting, tax or legal advice. You should, before you make any decision regarding any information, strategies, or products mentioned on this website, consult a professional financial advisor to consider whether it is suitable and appropriate for you and your personal needs and circumstances. Product Disclosure Statements contain information necessary for you to make a decision whether or not to invest in financial products mentioned on this website. You should also obtain and read this document prior to proceeding with any decision to purchase a financial product. Although every effort has been made to verify the accuracy of the information contained in this document, Funded Futures Financial Services, its officers, representatives, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy in, or omission from the information contained in this document or any loss or damage suffered by any person directly or indirectly through relying on this information.