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Does the value of the Aussie dollar affect you?
You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all. After peaking at US$0.81 in January 2018, the Australian dollar fell as low as US$0.61 in March 2020, and is currently...
The Top Stocks of 2021
There is a saying in the industry that a rising tide lifts all ships, and 2021 wasn't an exception. We saw the ASX200 crack double digit growth (around 17% for the year depending on you metric), but today we are going to look at the top ten stocks that did most of the...
Vegie gardens are great for your wealth
How would you like to enjoy fresh summer salad and char-grilled vegetables straight from your backyard? It’s a great time to get excited about the kitchen garden. Creating a vegetable garden is a boost for sustainability and is great for your taste buds and a...
Downsize your home, upsize your super
Over 65? Thinking of selling your home? Since 1st July 2018 you may be eligible to contribute up to $300,000 ($600,000 for a couple) from the proceeds of the sale of your home to your superannuation fund. This incentive, known as the ‘downsizer contribution’, is part...
You want to change because..?
Like a lot of people, you have probably made New Year resolutions or promises to yourself that you will change those parts of your life you’re not happy with. And chances are that you have let yourself down by not acting on those promises, or quickly fallen back into...
5 ways to ramp up your job appeal now!
The COVID-19 Global Pandemic seemed to come from nowhere. Just as we thought we were chugging along quite nicely, it crept up and went, whammo! We didn’t see that coming! Within a week, more than 700,000 Australian jobs were lost and by June 2020 Australia was...
Small Business Owner Super Challenge
A client who runs his own dry cleaning business came to see me last week. Barry was in a bit of a state. He told me it had suddenly dawned on him he was getting closer to retirement and had been reading all these stories in the paper about how much a person needed to...
Preparing For Retirement In Uncertain Times
As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even natural disasters. Uncertainty leads to volatility – more extreme...
Who gets your super?
Who decides what happens to your superannuation savings when you die? You may think that you do, but that isn’t always the case. The ultimate decision may be made by someone you don’t even know – the trustee of your superannuation fund. Let’s look at how you can have...
Three-Minute Financial Check-up
While the standard of living is constantly improving in Australia, economic disruptions, stagnant wage growth and continually increasing house prices are putting more and more people under financial stress. A recent report by the social research group, the Melbourne...
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