by admin | Feb 14, 2022 | Budgeting, Debt, Economics, Family, First Home, Lifestyle
We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound to something meaningful. Let’s go through some of the ways that can help achieve these savings. Track...
by admin | Feb 3, 2022 | Budgeting, Economics, Family, First Home, Housing, Interest Rates, Investing, Lifestyle
It goes without saying that homebuyers love low interest rates. The lower the interest rate the less the mortgage repayments on a particular house, right? Well, maybe. Lower interest rates also mean borrowers can service a bigger loan. In a competitive housing market...
by admin | Jan 13, 2022 | Budgeting, Debt, Economics, Federal Budget, Index, Interest Rates, Investing
You might think that only importers and exporters pay attention to the value of the Aussie dollar, but movements in the exchange rate affect us all. After peaking at US$0.81 in January 2018, the Australian dollar fell as low as US$0.61 in March 2020, and is currently...
by admin | Jan 4, 2022 | Budgeting, Business Planning, Economics, Investing, Lifestyle, Superannuation
A client who runs his own dry cleaning business came to see me last week. Barry was in a bit of a state. He told me it had suddenly dawned on him he was getting closer to retirement and had been reading all these stories in the paper about how much a person needed to...
by admin | Jan 4, 2022 | Active, Budgeting, Economics, Family, Index, Investing, Lifestyle, Superannuation
As most long-term investors know, investment markets have their ups and downs. The downs are usually associated with periods of uncertainty, perhaps due to political or economic factors, or even natural disasters. Uncertainty leads to volatility – more extreme...
by admin | Dec 29, 2021 | Budgeting, Debt, Economics, Family, Insurance
While the standard of living is constantly improving in Australia, economic disruptions, stagnant wage growth and continually increasing house prices are putting more and more people under financial stress. A recent report by the social research group, the Melbourne...
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